A free matching service, not a lender

Steady capital for your next move.

Merchant Advance Finder matches small-business owners with vetted funding partners for merchant cash advances and working capital. One short form, no obligation, and all credit types considered.

Free for owners No obligation About two minutes

See your funding options

Tell us about your business. It takes about two minutes.

No cost and no obligation to review your options.

Free for business owners
No obligation, no pressure
Bank statements, not just scores
Matched with multiple partners
Takes about two minutes
How it works

Three steps from form to funded

No stacks of paperwork and no applying to funders one at a time. Fill out one short form and let Merchant Advance Finder do the legwork.

1

Tell us about your business

Answer a few quick questions in one short form: your industry, monthly revenue, and how much you are looking for. It takes about two minutes.

2

We match you with funding partners

Merchant Advance Finder shares your request with vetted, independent funding companies that work with businesses like yours.

3

Review your offers and get funded

Compare the options you receive and choose what works for you. Approved deals are often funded within a few business days.

What you can fund

Capital shaped to how your business runs

From day-to-day cash flow to a bigger move, Merchant Advance Finder helps you reach funding partners for the type of capital your business needs.

Find my options

Any amounts, rates, or terms referenced anywhere on this page are illustrative examples only, not an offer of financing.

Most requested

Merchant cash advance

An advance on your future sales, repaid from a set share of your daily or weekly revenue. Payments flex with your income, so slower weeks cost you less than fixed installments would.

Example: repaid as a share of daily card sales

Working capital

Flexible funds for everyday costs, from payroll and rent to supplies, so the business keeps running smoothly.

Equipment financing

Fund the tools, vehicles, or machines your business runs on, and spread the cost over time.

Business line of credit

Draw what you need when you need it, and pay for only what you use. A flexible cushion for uneven months.

Invoice and receivables funding

Turn unpaid invoices into cash you can use now, instead of waiting weeks for customers to pay.

Expansion capital

Open a new location, renovate, hire, or take on a bigger job with capital to match your next move.

Industries we serve

Built for Main Street businesses

Owners across a wide range of industries use Merchant Advance Finder to reach funding partners. If you run a business with steady revenue, there is likely a fit.

Restaurants & food
Retail & shops
Construction & trades
Trucking & transport
Auto & repair
Salons & spas
Medical & dental practices
Professional services
E-commerce & online
Manufacturing
Why Merchant Advance Finder

One form. Many funders. No cost to you.

Instead of chasing funding companies one by one, you reach several vetted partners through a single short form. Here is what that means for you.

One form, many funders

Skip applying to funding companies one at a time. Fill out a single form and reach several at once.

Free to use

There is no cost to you to get matched. Merchant Advance Finder is paid by its funding partners, not by business owners.

All credit types considered

Funding partners look at your business and its revenue, not only your personal credit score.

No obligation, real people

Review your options with no commitment, and talk with a real person if you have questions along the way.

A single request, connected outward to independent funding partners. Merchant Advance Finder is a matching service, not a lender.
Questions, answered

Straight answers before you start

A merchant cash advance is an advance on your future sales. Rather than a fixed monthly loan payment, you repay a set share of your daily or weekly revenue, so the amount flexes with how business is going. It is provided by an independent funding company, not by Merchant Advance Finder.

It varies by funder and by your business, but many owners are matched the same day and, once approved, see funds within a few business days. There are no guarantees on speed or approval, and timing depends on the funding partner.

Getting matched through Merchant Advance Finder does not affect your credit. If you choose to move forward with a specific funding partner, that partner will tell you what their review involves before anything happens. You stay in control.

Merchant Advance Finder is free for business owners. The cost of any funding itself varies by funder and by the type of capital, and it is always shown to you in full before you accept anything. Review the terms, compare your options, and only move forward if it works for you.

Many businesses with steady revenue are a fit, across a wide range of industries and credit profiles. Funding partners look at your business and its revenue, not only your personal credit score. The fastest way to find out is to fill out the short form.

Yes, it is free for business owners, and no, Merchant Advance Finder is not a lender. Merchant Advance Finder is a free matching and referral service that connects you with independent third-party funding companies. Those partners make all credit and funding decisions and provide the funding.

Ready to see your funding options?

One short form connects you with vetted funding partners. It is free, there is no obligation, and it takes about two minutes.

All credit types considered. Merchant Advance Finder is a matching service, not a lender.

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